Financial Planning

    There is a phrase that says, “There are only two certainties in life – death and taxes”. Our practice covers both certainties!

    The reality is that even when we die, life goes on. The lives of our life partners and children continue and we have a responsibility to ensure they continue to maintain their current standard of living.

    LIFE COVER ensures your family are able to deal with the financial consequences of your death and provides them with a financially sound future.

    LIFE COVER allows your business partners to continue the enterprise while taking care of your family’s interest in the business by means of key man and buy and sell policies.

    Take ownership of your life, take ownership of your responsibilities.
    Investing for a rainy day?

    Saving for your retirement?

    What does your hard earned money look like?

    It’s never too late to start planning for your retirement. The sooner you start, the sooner you can let go of your retirement concerns.

    We offer different investment options through retirement products over the long term, as well as more short term products. By identifying your goals, we help you manage, preserve and grow your wealth. The solutions we offer are as transparent as they are cost effective.

    Wills are a key facet of financial planning. There is a download available on our resources tab which highlights some fundamental points regarding wills.

    For further information regarding wills and estates please contact us.
    “How old would you be if you didn’t know how old you were?”
    Dread disease cover helps to cover the cost of recovering from a critical illness by paying out a benefit on diagnosis. This allows you to focus on recovery without worrying about finances with a chronic disease or health event. 150 conditions are grouped into 31 benefit categories. The lump sum pay out can help you get back on your feet by providing a solution for:
    - Medical treatment
    - Paying off debt
    - Home adaptions
    - Special requirements
    - Private nursing
    - Rehabilitation
    - Change in occupation or lifestyle
    - Alternate medical treatment
    The biggest asset a person has is the ability to earn an income. Disability protection takes care of your income in the event that you are unable to work, temporarily or permanently, due to accident, illness or injury.
    Provident and pension funds are usually provided by an employer and can include risk as well as investment components. Membership in a retirement fund forms a very important part of your financial portfolio.
    We have chosen not to focus on Medical Aid and prefer to refer our clients onto a specialist.